PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP TINGKAT PEMAHAMAN MASYARAKAT KECAMATAN CIKALONGWETAN DALAM BERTRANSAKSI DI BANK SYARIAH
DOI:
https://doi.org/10.61612/jpn.v5i2.185Keywords:
Islamic Financial Literacy, Public Understanding , Islamic BankingAbstract
This study aims to analyze the effect of Islamic financial literacy on public understanding of transactions in Islamic banks, using a case study of the Cikalongwetan District community, West Bandung Regency. The low level of Islamic financial literacy remains a major challenge in enhancing the utilization of Islamic banking services at the community level. This research employed a quantitative approach using a survey method by distributing questionnaires to 100 respondents selected through random sampling. Islamic financial literacy was treated as the independent variable, while public understanding of transactions in Islamic banks served as the dependent variable. Data were analyzed using validity, reliability, and normality tests, as well as simple linear regression and t-tests with the assistance of SPSS software. The results indicate that Islamic financial literacy has a positive and significant effect on public understanding of transactions in Islamic banks, with a coefficient of determination of 59.2%. These findings suggest that improving Islamic financial literacy plays a crucial role in enhancing public understanding of Islamic banking principles, products, and services.
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